Monday Motivation

Posted on November 21, 2011 by Joanne

Here’s some great advice from my friend Arnfried at Be Motivated Today:

Nothing builds relationships as well as spending time alone with people. Plan to spend some one-on-one time with each family member regularly.

If you have never done it, you will be surprised just how powerful it can be. I find when I am alone with only one of my children, I have much more patience and can focus better on their conversation.

One Saturday morning/afternoon per month with each child is ideal. Have your children decide what they would like to do with you. Anything (that the budget allows) goes.

Use this time to catch up on where your child is at. Talk about the future, the past and any concerns or frustrations. This is not a time for advice-giving. Just listen and empathize. Give advice only when asked for – especially with teens. Ask them what they think they can do about a problem. You may be pleasantly surprised at the wisdom of your child as you allow him/her to come up with his/her own solutions. Guide their thinking with suggestions not prescriptions.

Try to spend at least a few minutes every day alone with each child. Start with 5 minutes, and try to build it up to 15 – 20 minutes every day. Teenagers need such time with their parents especially. Time without lectures or discipline, to build the relationship stronger. Because of homework and extra curricular activities, you may have less or no time on some days. But do your best to spend some one-on-one time with each child regularly.

Lastly. It is essential that you spend one-on-one time with your spouse every day. Your spouse should be first on the priority list, before the children. Fifteen minutes after work or before bed-time, to chat about the day and where you are at, can make a huge difference in your marriage.

Use this powerful technique to improve all your relationships.

Be all you can be.

With Fond Regards

Arnfried Klein-Werner
Motivator & CEO – Be Motivated Today

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Posted in motivation, Success | 2 Comments

What’s Better Than Tax Sale Overages?

Posted on November 18, 2011 by Joanne

This past year there has been a couple of new courses released on how to get finder’s fees for tax sale averages. It just seems that the economy is ripe for this strategy, with more people losing their homes to tax sales. But did you know that tax sale overages aren’t the only overages that you can profit from? Mortgage foreclosure overages are an even better source of income.

Why is are mortgage foreclosure overages even better than tax sale overages?

First of all you’re providing a real service to people who have just lost their home in a foreclosure. You’re getting them their money and you’re advancing them a portion of their overage so that they are able to move before being evicted from their home. You are saving them the stress and embarrassment of being evicted.

Secondly, you are totally honest with them right from the beginning, letting them know about the overage that they can apply for and letting them know just exactly what your recovery service will cost them. So you are actually providing a much needed service, and not just profiting from their misfortune.

You can learn all about how this strategy works on a special webinar that I’ll be hosting with Joe Kaiser on Wednesday, November 30 at 9pm Eastern time. You can register or find out more about it at www.TaxLienLady.com/WebinarTraining.

Unlike getting finders fees for tax sale overages, this strategy does require?some cash up front. But Joe tells you how to get investors so that you don’t have to use your own cash. He also tells you step by step how to make this strategy work and how he hires people to get all of his leads for him at only $35 per week! He lets you know what due diligence you need to do to insure your success.

Register for this webinar now for free at www.TaxLienLady.com/WebinarTraining

 

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Tax Lien Investing: Time Verses Money

Posted on November 15, 2011 by Joanne

When it comes to your tax lien investing what is it that you have more of – time or money?

Have money but no time?

Some investors have plenty of money to invest in tax lien certificates and/or tax deeds, but they don’t have the time to do the due diligence and bid at the tax sales. If you’re short on time but you have a substantial amount of money to invest then you might want to use a tax lien agent or a tax lien investing fund to do the work for you.

Agents and fund manager are experts at purchasing and managing profitable tax liens and tax deeds for their clients. They have a competitive edge that as an individual investor, you don’t have, and they have a better chance of getting profitable liens than you do. By using a tax lien agent or investing in a tax lien fund you don’t just take care of your problem of not having enough time to do the work; you also manage to be more competitive. This also solves the problem of having to travel if you don’t live in the state that you want to invest in. For instance if you live in California, which is a deed state but you want to invest in tax liens, that could be a problem if you’re doing it yourself.

Got the time but not much money?

If you don’t have a big chunk of money to invest, but you have some time to do the work, you can start investing in tax liens with as little as $500. You just need to be able to have the time to go to tax sales and to do the due diligence necessary to ensure that you buy profitable tax liens. You can make decent profits with small tax liens; it will just take you longer to get enough money invested to where you are seeing decent redemption checks.

When I started investing back in 2002 I purchased one of my first small liens, it was a utility lien just under $500. In some states delinquent utilities owed to the town or county are sold at tax sales. This lien was for sewer charges and each year thereafter I was able to pay the subsequent sewer charges. The mortgage company paid the taxes, but the owners of the property never paid the sewer charges. Since in this state a tax lien does not expire for 20 years, I let this go on for a few years. Finally in 2011 – 9 years after I first purchased the lien, I forced redemption by sending a pre-foreclosure letter to the property owner and lien holders.

The mortgage company paid off the lien to the tune of over $7,201.74. Now this was not all profit, I had paid in $3919.56 over the course of 6 years (I made my last payment in 2008 and then did nothing for 3 years), $3282.18 was profit from interest and penalties. I almost doubled my money in 9 years starting with less than $500 and investing a total of under $4000 over 6 years, and then waiting 3 more years to collect my interest – you just can’t do that in the bank!

Posted in Tax Lien Agents, Tax Lien Investing | Tagged , , , , | 4 Comments

Free Webinar: How To Profit From Excess Funding

Posted on November 15, 2011 by Joanne

Wednesday, November 30 at 9pm Eastern, I, Joanne Musa of TaxLienLady.com will host a free webinar with mortgage foreclosure overage expert, Joe Kaiser, on ?How to Profit from Excess Funding.?

With this new strategy that Joe will be teaching, you don?t have to contact any government agencies for lists or make any kind of public records requests, there?s no competition, and you get paid immediately,

Find out just what this strategy is and how it works on Wednesday November 30th. A replay of the webinar will be provided to everyone who registers for the live call. You can get more information or register at www.TaxLienLady.com/WebinarTraining.

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Hidden Tax Sale Cash Or Tax Sale Overages: Which One?s For You?

Posted on November 10, 2011 by Joanne

I?ve been getting a lot of questions recently on two different strategies for investing in tax delinquent properties. Both of these strategies involve tax sale overages. And with both strategies you avoid having to bid at the tax sale.

The first strategy for Hidden Tax Sale Cash, involves contacting the owners of tax delinquent properties and making them a very small offer for their property. The idea is that they may already be consigned to the fact that they are going to lose their property to the tax sale, and will be willing to let someone else take it off their hands for little consideration. Once you have the property, you record the deed so that you are the owner of record when the property goes to tax sale. You let the property go to tax sale. Instead of paying the back taxes and keeping the property (which you could do if you really wanted to keep the property), you do nothing and let the property go the tax sale auction. After the tax sale, as the owner of record when the property was sold, you apply for the tax sale overage. This strategy works very well in deed states where the bidding is very competitive. You can register for a free training about this strategy at http://TaxLienLady.com/taxsalecash.

The second strategy for collecting finder?s fees for tax sale overages involves locating people that are owed excess proceeds from tax sales. In essence you are acting as an agent for the former property owner with the county. Once you locate someone who is owed money from a tax sale overage, you call them and negotiate a commission for getting them their money. This strategy only works in deed states that allow an agent to collect money for the owner of record. Some states will not allow you to do this unless you have a special license or unless you are a lawyer representing the person who is owed the money. ?You can find out more about this strategy for making money from tax delinquent properties at https://taxlieninvestingtips.com/blog/?p=1074.

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