Is Tax Lien Investing Dead?

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Rumor has it that tax lien investing is dead. That the small investor just can’t compete in today’s market! For example….

Bidding At The Tax Sale

Interest rates are bid down to minuscule percentages at tax sales and premiums are bid too high for investors to make a decent profit. And at the tax sales where ownership is bid down, it’s typically bid down to 1%! What is an investor to do?

Over The Counter Tax Liens And Deeds

Some experts would have you believe that you are better off buying the left over liens or deeds directly from the county. They claim that by doing so that you can get the maximum interest rate on your tax lien or buy a tax deed without any bidding. But what they neglect to tell you is that there are usually nothing but junk properties on the left over tax sale lists. After all if the tax sales are so competitive – which they are, what makes you think there is anything good left over? Counties with online tax sales frequently have a second tax sale where they sell whatever didn’t sell in the first tax sale. Only after something doesn’t sell in both auctions does it get on the OTC (over-the-counter) list. And some counties do not even sell liens or deeds over the counter.

Buying Houses For Pennies on the Dollar?

Those who claim you can get a house for pennies on the dollar at a tax sale fail to tell you that most liens redeem and you don’t get to foreclose on the property. And that in some states the redemption period can be 2-3 years. You’ll need to pay the property taxes during that time and come up with foreclosure costs in most states, wait the the time it can take to foreclose. The other thing they fail to mention is that the properties that you do get the opportunity to foreclose on are often properties that have been vacant for a long time and need a huge amount of rehab. The strategies that investors are lead into by well meaning “experts” who were able to make a nice profit with these same strategies 10, 20 or 30 years ago are giving tax lien investing a bad rap.

But It Doesn’t Have To Be That Way!

I teach my clients strategies for buying profitable tax liens and tax deeds that work in today’s market. Strategies for making money with tax liens and tax deeds without doing a lot of work. And strategies that let you profit faster than the methods that everyone else is telling you about. I call them my Stealth Strategies for making huge profits with tax liens and tax deeds. And i reveal them to my coaching clients and students.

Here’s My Promise To You!

If you are currently investing in tax liens or deeds, you are about to get re-educated, re-inspired, and re-assured that you are on the right track! I’m going to show you how you can continue to get huge returns on your liens or deeds as the market get tougher by changing a couple of little things you do. Now you could be in one of those areas that hasn’t been hit yet by the increased bidding competition due to the flux of banks and institutional buyers in the market. But it’s only a matter of time until they invade your neck of the woods, and when they do, you’ll be ready with strategies that will allow you to profit anyway.

Maybe you’ve been thinking of investing in tax liens or tax deeds for a while now, but you’re just not sure if it’s for you. You might have even been to a tax sale and have had your hopes of profit crushed by the competition, and now you’re not sure if you can compete against these large companies and banks….well you don’t have to! I’ll show you an easier way to invest in tax liens and a better way to get redeemable deeds.

My Stealth Strategies For Tax Lien Investing are Incredibly Profitable! Learn How to Get High Returns on Your Money with Less Risk on my next Tax Sale Success Masterclass,

Thursday, May 25, 2023 at 12pm Eastern time/ 9am Pacific. It’s Free to register for the 90 minute Tax Sale Success Masterclass!

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Maryland Online Tax Sales

Maryland online tax sales

Maryland tax sales happen in May and June each year, but some of the MD counties have changed the way that have their tax sales since 2020. Some counties had online tax sales for the first time in 2021.

What I like about Maryland Online Tax Sales

What I really like about Maryland tax sales is the short redemption period – only 6 months. Each county has a different interest rate, anywhere from 8 – 20%. The interest rate does not get bid down at the auction. Instead, investors bid premium for the tax lien. They bid a separate dollar amount that they are willing to pay to get the property if the lien does not redeem. 

What seems good but isn’t 

The investor is not required to pay the entire  premium amount until foreclosure of the tax lien. Only a small percent of the premium must be paid at the tax sale, and only if the bid amount is more than 40% of the assessed value of the property. This may sound good. But what it really does is increase the amount of premium bid at the tax sale, and make the competition a little tougher. Investors are willing to bid higher on tax sale properties because they don’t have to come up with the entire bid price at the tax sale.

Here’s what can be challenging 

There are 2 types of tax sales in Maryland. Some counties have a private bid sale. And they have their own websites for these tax sales. So, in addition to a different interest rate in each county, there can also be different bidding rules and procedures. On top of all that, some of the counties are not easy to deal with. It’s very important to know what you’re doing and which tax sales to stay away from.

Done-With-You Training for the Maryland Online Tax Sales 

If you would like to know how to register and bid at these tax sales before it’s too late, take advantage of the training that we have specifically for the Maryland tax sales, and find out how to participate in these sales profitably!

When you register for the online training, you’ll also get one month access to the Tax Lien Profits Accelerator, which includes access to Tax Sale Finders software to help you make the right decisions about which properties to bid on!

This Training Will Be A Good Fit For You If:

  • You have at least $10,000 to invest. More is better since premium is bid at these auctions
  • You are comfortable investing your money for medium term return (6mo. – 1yr)
  • You are decisive and willing to take action
  • You are willing to take possession and own parcels that don’t redeem

Yes! I Want This Deal!

In this training you’ll discover how to:

 Get the information you need to register and bid at these tax sales

 Pick the best counties to invest in

 Research the properties in the sale to find the right liens to bid on

 Place bids on liens in the tax sale and get the bid results

Protect your investment and maximize your profit!

And I’ll show you how to avoid the common mistakes most new tax lien investors make that cost time and money! Find out more HERE.

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Spring Tax Sales

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Where are the spring tax sales? 

Spring is a great time for investing in tax liens or tax deeds, regardless of your investment goal or where you live.

Tax Lien Sales

If you want to invest in tax liens, there are plenty of tax lien sales in April and May in Alabama, Mississippi, Florida, Indiana, New Jersey, and Maryland. The good news is that all of these states have some online auctions. The April tax lien sales in Mississippi are on the first Monday of the month. The Indiana Commissioner’s Sales finish up in April and some of them are online.

Alabama tax sales are spread out through April and May. Most of the Maryland tax sales are held in May, with some taking place in June. The Florida tax lien sales start in May and most of them end on June 1.

New Jersey has a lot of tax sales in June and many of them are online. Even though there will be some tax sales in April and May, June has historically been one of the biggest months of the year for New Jersey tax sales.  There are a couple of Louisiana parishes that have online tax sales in June as well.

Tax Deed Sales

If it’s deed sales that you’re looking for you can always find tax deed auctions year round in Florida counties. Tax lien investors have to do a Tax Deed Application and apply for their tax lien property to be auctioned at a deed sale rather than foreclosing on the lien. This provides a continual feed of tax deeds for the auctions in Florida. Some counties will have a deed sale a few times a month. The only drawback to having tax sales that often is that there is not a lot available in any one sale. You’ll find many of the Florida deed sales online.

Counties in California, Nevada, New Mexico, New York, North Carolina, Ohio, Pennsylvania, Minnesota, Wisconsin, and Virginia have tax sales in April and May. Counties in many of these states conduct their tax sales online. 

Redeemable Deed Sales

The more populated counties in Georgia and Texas have redeemable deed sales on the first Tuesday of every month. You’ll also find redeemable deed sales in Delaware, Connecticut, and Tennessee. Most of these auctions are live. But some counties in Tennessee and Texas, and a couple of counties in Georgia now have online tax sales. 

Find out more about tax sales in each state, how to find the best place for you to investing, and how to get the tax sale information. Check out the Tax Lien Investing Blueprint Workshop.

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Get Profitable Tax Liens This Year!

Are you ready to get profitable tax liens or redeemable deeds this year?

Last month with did a 3 Day Tax Sale Success Workshop to help you get started with investing in tax liens. We did this workshop because there is no one size fits all solution to the problem of where to invest. The best place for you to invest depends on where you live, what your investment goals are, how much money you have to invest, and how much time you have to put into investing. So the best place for me to invest might not be the best place for you to invest. On day 1 we covered how to find out what tax sales are coming up and which ones are best to invest in, and day 2 was on how to choose the right properties to bid on.

We included resources like Tax Lien Lady’s State Guide to help you determine which is the best state for you to invest in. My 5-point checklist for investing in tax liens, as well as a due diligence checklist to help you avoid mistakes that new tax lien and tax deed investors make.

Did You Miss The 3 Day Workshop?

It’s too late to enroll in the live workshop, but you can get the entire recorded training, which comes with 30 day access to the Tax Lien Profits Accelerator and Tax Sale Finders. The workshop includes 3 days of training and resource materials. It’s really a $997 value, but we’re making available at only 20% off. So you can get it for only $797!

Find out more at https://taxlienlady.com/tax-sale-success-workshop

Get Your First (or Next) Tax Lien or Tax Deed 3 Day Challenge

If you didn’t get started yet, it’s not too late to get profitable tax liens this year. Especially with all of the online tax sales coming up this spring. If you would like some help finding  tax lien, tax deed, or redeemable deed sale online in the next few weeks, then register for our Get Your First (or Next) Tax Lien or Tax Deed 3-Day Challenge next week! I’ll be doing a free, live virtual hands on challenge March 20-22 for 45 minutes each day. Each day I’ll give you training and resources to help you get started and answer your questions. And if you can’t be there live there will be a replay available for a limited time.

Go to https://taxlienlady.com/3-day-challenge to find out more and register

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Tax Sale Success – What’s Holding You Back?

what's blocking your tax sales success?

If you haven’t been successful yet in investing in tax liens or tax deeds, what’s holding you back? Have you even started to invest in tax liens or tax deeds. Or are you afraid to get started?

When I ask people “What is your biggest challenge right now when it comes to investing tax liens or tax deeds.” I found out that one of the biggest stumbling blocks is knowing where to start. And that is what I’ll be covering in detail in our next Tax Sale Success Webinar!

This webinar will be all about the basics of tax lien and tax deed investing. I’ll answer these questions:

  1. Which online tax sales are coming up in the next few weeks?
  2. What’s the difference between a tax lien, a tax deed and a redeemable tax deed?
  3. Can you really make money with tax liens?

Another thing that stops people from investing in tax liens and tax deeds is not knowing how to do due diligence on tax sale properties. They’re afraid that they don’t know how to choose the right properties to bid on.

So that is the main thing that we will focus on for our Tax Sale Success Challenge coming up next week! We’ll conduct this challenge over 3 days to help you get your first or next tax lien or deed in the next couple of weeks!

You’ll learn how I do due diligence for the online and live tax lien and tax deed sales. In the challenge you’ll learn how to register for the online tax sales, choose which properties to bid on and how to place your bids. And you’ll get a preview of what we’ll be covering on our next Tax Sale Success Challenge on our Free Webinar Thursday March 16 at 7pm Eastern Time. By the way, both the Tax Sale Success Basics webinar and the Tax Sale Success 3-day challenge are free!

And if you’re one of those people that needs to know more about what the difference is between a tax lien a tax deed and a redeemable tax deed, you’ll want to REGISTER NOW for the webinar. It’s free to register, and a replay will be provided for a short period of time. What are you waiting for?

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