There are two classes of Americas today. One is thriving because it is populated with the richest people who benefit from the huge money printing operation.

These include:
1. Wall Street types
2. Federal government employees
3. Lawyers, accountants who work with “the system”

The other class of America is in an economic Depression as bad as the Great Depression in the 1930s.

I don’t want to be the bearer of bad news, because I am optimistic about the new year, but to go forward we need to have an honest look at where we are today. It is staggering how the mainstream media ignored how similar our current situation is to the great depression. For instance:

1. Housing has fallen 25%, the level it fell in the Great Depression.
2. Almost 50 million are on food stamps.
3. Unemployment even according to the government is almost 20%, counting true unemployment, U-6 including people who have “fallen off” the unemployment rolls because they’ve been jobless so long. What we have to do is wake up and realize that it’s time to do something?

1. Get out of personal debt.
2. Build your own business up.
3. Take advantage of every legal and ethical tax deduction, system and strategy you can.

The other side of the coin is that this is a GREAT time to build wealth because you have so little competition in so many areas. Even in real estate, there are so many folks who have given up that there lies a lot of opportunity if you have drive and a strategy. That’s what my friend Richard Geller can show you.

Last month he did a special webinar for those who are in a position to take advantage of his “done for you” program of setting up you own self-directed retirement account and using that money to settle your debt for pennies on the dollar and invest in high return assets. So that instead of paying double digit interest to the banks, while you collect next to nothing, you make double digit interest on your money and pay the banks back a fraction of what you owe.

This month Richard will do a webinar for the rest of us. This time he’ll show you how you can settle your debt on your own for pennies on the dollar. He can give you that edge that most folks don’t have because they don’t know how to do it. In his Credit Card Relief Formula he shows you how you can make $277,000. And how you can earn 50% or more on your money even if you only have a few clams. Curious to find out more? Join us for a free webinar on Wednesday January 12 at 9pm Eastern. Here’s the registration link: http://www.mortgagereliefformula.com/cmd.php?Clk=4078609

And here’s what one of his students had to say about his Credit Card Relief Formula:

“Richard, I have been listening to your webinars and am in the process of settling my credit card debts. Even though I haven’t gotten to the end of the road yet, it has given me a whole new outlook on my situation. I now realize that I shouldn’t have to pay all that interest they have been tacking on all these years. Also, when my husband died, nobody informed me that I was not responsible for paying his 18K credit card debt, so I did. I don’t feel the least bit bad for not paying them now while I’m going through the settlement process. In fact, I feel like they are due a little payback, if you know what I mean. Thanks for helping me see the light at the end of my tunnel.”
Diane??? Kill Devil Hills, NC

Register at no cost for this informative and eye-opening webinar at http://www.mortgagereliefformula.com/cmd.php?Clk=4078609

Happy and Prosperous Investing,

Joanne