Need help saving money for investing in your first tax lien certificate?
Or maybe you need to start an emergency fund and don’t know how to come up with the cash to get started.
Here are 3 clever, and virtually painless, ways to put aside some money now?from my friend Arnfreid. I’ve actually started to implement a couple of them myself and I’m starting my own rainy day fund.
1. Put aside a large envelope, cookie tin, coffee jar or something similar. At the end of every week, throw a couple of dollars inside. By the end of your first month you should have some extra cash put aside to have a nice start on an emergency fund.
The most important thing when doing this is: Don?t count it or spend it.
Place it somewhere that is hidden away. Put it somewhere that you won?t be tempted to dip into it.
2. The next time you treat yourself or your family to a meal out, tip yourself! Just as you tip the waitress 10 to 15 percent, put the same amount aside for yourself. When you get home, stash it away in your cookie jar. Every time you go through a fast food window, put a dollar away for that cookie jar, too!
3. Next time you pay off that big-ticket item like a new car or tuition, continue to make the payments to yourself! Set up a savings account and each month slip the ghost payment into it. Watch as it builds nicely.
Keep putting away money for the rainy day.
Be all you can be.
With Fond Regards
Arnfried Klein-Werner
Motivator & CEO – Be Motivated Today
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